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Welcome to TD Personal Banking

Start learning about the Canadian banking system, the immigration process and what you could expect when you arrive.


ONLINE BANKING

Invest in your future.

Wherever you are in planning for your future, we’re here to help you evaluate investment and retirement options as you work toward your goals.

  • Retirement
  • International Payments
  • Funding an Education
  • Major Purchases
  • Premium Support
  • Direct Debit
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Plan for your financial future with our unique banking solutions

It doesn't happen with one transaction, in one day on the job, or in one quarter. It's earned relationship by relationship.

Currency Converter, Foreign Exchange Rates & Services

Whether you’re traveling or sending money abroad, take advantage of competitive rates and have peace of mind that your foreign currency transactions are processed safely and securely. Use our currency converter to calculate 50+ currencies to assist you with your transactions.

Personal Bank Accounts

What can a TD personal bank account do for you? From chequing accounts with unlimited transactions and monthly fee rebates, to savings accounts that may help you achieve your financial goals, TD offers a range of personal bank accounts to help you manage your money.


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Guiding you along your journey

As you learn to navigate your new life, we want to help you gain confidence about banking in Canada. That’s why at TD, we can help support you with:

Opening a bank account

TD has special offers for Newcomers on the products needed to help you get settled. We're ready to help you move forward as you start to build your new life in Canada. Meet with a banking specialist near you to get started.
Enjoy a special welcome offer on the TD Cash Back Card or the TD Rewards Visa Card with no annual fee for newcomers to Canada.

Getting a TD credit card

Enjoy a special welcome offer on the TD Cash Back Card or the TD Rewards Visa Card with no annual fee for newcomers to Canada.

TD Cash Back Visa* Card

Earn Cash Back Dollars.Redeem them to help pay down your Account balance. Must be approved.

TD Rewards Visa* Card

Earn a welcome bonus offer on the TD Rewards Visa Card. Must be approved.

TD® Aeroplan® Visa Platinum* Credit Card

Once approved, earn up to 20,000 Aeroplan points4, plus, first year no Annual Fee. Conditions Apply. Account must be approved.

Purchase your first car

TD Auto Finance offers flexible auto financing solutions to help meet the needs of newcomers to Canada.

Who is eligible?

Our New to Canada Program is available to permanent residents and foreign workers within their first 5 years in Canada.

Dealership network

Financing from TD Auto Finance is available through over 3,500 dealerships across Canada.

Limited or no credit history

If you are new to Canada, we may help you finance a vehicle in Canada—even if you have limited or no Canadian credit history.

Start investing

We can help you find the right investment products for your goals and risk appetite. Plan for your future with confidence with our advisors who can help guide and support you as you learn about your investment options.

Registered plans and products

Explore registered plans and investment products that can help you achieve your goals faster.

Investor education

Improve your financial confidence with helpful investing information, tips and tools.

Buying a home

One of the biggest financial decisions you will make when putting roots down in your new country is the purchase of a first home.
TD can help you finance your first home in Canada, even if you have no credit history.
A TD Mortgage Specialist will work with you to determine if you’re eligible for a TD mortgage, and will help guide you through the mortgage process, while flexible mortgage features such as payment frequency and lump sum payments allow you to adapt your payments to fit your needs.

Starting a business

Banking advice at every stage of your business

Starting Your Business

Help your business have a better chance of success by reading up on how to clarify your business idea, put together a Business Plan, manage your cashflow, and more.

Growing Your Business

Learn about how to help take your growing business further with resources on building customer loyalty, keeping your customers engaged, boosting sales by attracting new customers, and more.

Managing Your Business

Manage your business more efficiently with tools like our cashflow calculator, and more that could help streamline operations and generate accurate forecasting.